Step 1: Mortgage Application

• Before an application gets filled out, it’s important to first asses yourself financially. Figure out how much money you have and how much you need to borrow. It’s always critical to sort out how much you can afford so that when you apply for a mortgage you will be able to financially sustain yourself. 
• A mortgage associate will then take an application by phone, in person, or online. Once it has been received, the mortgage application process will begin by verifying the information you have provided.
• The waiting game for mortgage approval is only 2-3 days.  
• After the approval, the Mortgage Agent will review your commitment to the mortgage.